Screenshots
About Easycash - Pinjaman Daring
Get fast online loans with Easycash - Pinjaman Daring, the OJK-licensed lending app that puts money in your account within hours, no collateral required. Whether you need emergency cash or funds for a planned expense, this secure digital lending platform makes borrowing simple, transparent, and entirely mobile-based.
Borrow between IDR 200,000 and IDR 80,000,000 with flexible repayment terms ranging from 93 days to 360 days. Our competitive interest rates top out at 24% APR with no hidden management fees — what you see is what you pay. For example, borrowing IDR 5,000,000 over 93 days costs just IDR 305,753 in interest, with monthly payments of around IDR 1,768,584. You choose the loan amount and duration that fits your budget.
The application process is refreshingly straightforward. Simply download the app, fill out the online loan form with your personal information, and submit. There's no need for phone calls, site visits, or physical paperwork. Our advanced technology reviews your application and disburses funds directly to your bank account — typically completed within 24 hours of approval. Your personal data remains protected throughout, with security standards meeting all regulatory requirements.
Repayment is equally convenient. Pay via ATM transfer, mobile banking, internet banking, OVO digital wallet, or in-person at Alfamart and Alfamidi locations. We partner with Indonesia's major banks — BCA, Mandiri, BRI, BNI, and CIMB — ensuring you can access funds and manage payments through your preferred financial institution. SMS confirmations keep you updated on every transaction.
Easycash - Pinjaman Daring is built by PT. Indonesia Fintopia Technology and operates under Financial Services Authority supervision (License KEP-49/D.05/2020), guaranteeing a regulated, trustworthy lending experience. Whether this is your first online loan or you're switching from traditional credit, our mobile-first platform delivers speed, transparency, and peace of mind. Available for individuals 18 and older.
Download now and experience unsecured lending reimagined for the digital age.
Pros & Cons
Pros
- Fast disbursement to your bank account within 24 hours of approval
- OJK-licensed and regulated, with transparent interest rates capped at 24% APR
- Flexible loan amounts (IDR 200,000 to IDR 80,000,000) and repayment terms up to 360 days
- Multiple repayment options including digital wallets, mobile banking, and convenience stores
Cons
- Requires personal data submission and verification, raising privacy considerations
- Borrowing comes with interest charges; even small loans incur significant fees over time
- No collateral means higher risk assessment, potentially limiting approval odds for some users
- Interest rates up to 24% APR are substantially higher than traditional bank loans
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